Last Updated: December 05, 2025
BackHome Emergency Loans respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and safeguard the information you provide when you visit our website or use our services.
By accessing our website or submitting information through our platform, you agree to the practices described in this policy. Please read this document carefully to understand how we handle your data.
Information We Collect
We collect information you provide directly to us when you use our services. This includes personal details necessary to process your inquiry and connect you with potential lending partners.
Personal Information: When you submit an application or request through our website, we may collect your name, email address, phone number, physical address, date of birth, Social Security number, employment information, income details, and banking information.
Device and Usage Information: We automatically collect certain information when you visit our website. This includes your IP address, browser type, operating system, referring URLs, pages viewed, time spent on pages, and other browsing behavior data.
Location Information: We may collect general location information based on your IP address to provide location-relevant services and comply with applicable regulations.
How We Use the Information
The information we collect serves several purposes related to providing and improving our services. We use your data responsibly and only for legitimate business purposes.
We use your personal information to process your requests, connect you with third-party lenders or financial service providers, and facilitate communication between you and potential lending partners. Your information helps us verify your identity and assess your eligibility for services offered by our partners.
We also use collected data to improve our website functionality, analyze usage patterns, personalize your experience, send service-related communications, respond to your inquiries, and maintain the security of our platform. Additionally, we may use your information to comply with legal obligations and enforce our terms of service.
Sharing of Information with Third Parties
Our primary service involves connecting you with third-party lenders and financial service providers. When you submit an inquiry through our platform, your information is shared with these partners so they can evaluate your request and potentially offer you their services.
Lending Partners: We share your application information with one or more lenders, lending networks, or financial service providers in our network. Once shared, your information is subject to the privacy policies of those third parties.
Service Providers: We may share information with trusted vendors who perform services on our behalf, such as website hosting, data analysis, email delivery, customer service support, and fraud prevention. These providers are contractually obligated to protect your information and use it only for the services they provide to us.
Legal Requirements: We may disclose your information when required by law, in response to valid legal processes, to protect our rights or property, to investigate potential violations of our terms, or to protect the safety of our users or the public.
Business Transfers: If our company undergoes a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change and any choices you may have regarding your information.
Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to enhance your browsing experience and gather information about how visitors use our site. Cookies are small text files stored on your device that help us recognize your browser and remember certain information.
Types of Cookies We Use: We use essential cookies necessary for website functionality, performance cookies that help us understand how visitors interact with our site, and advertising cookies that may be used to deliver relevant content. Some cookies are session-based and expire when you close your browser, while others are persistent and remain on your device for a set period.
Third-Party Cookies: Our website may contain cookies from third-party analytics providers, advertising networks, and social media platforms. These parties may collect information about your online activities over time and across different websites.
Managing Cookies: Most web browsers allow you to control cookies through their settings. You can typically set your browser to refuse cookies, delete existing cookies, or alert you when cookies are being sent. Please note that disabling cookies may affect the functionality of our website and limit your ability to use certain features.
Data Security
We take the security of your personal information seriously and implement reasonable administrative, technical, and physical safeguards to protect your data from unauthorized access, use, alteration, or disclosure.
Our security measures include encryption of sensitive data during transmission using industry-standard SSL technology, secure server infrastructure, access controls limiting employee access to personal information, regular security assessments and monitoring, and secure disposal procedures for data no longer needed.
While we strive to protect your personal information, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security of your data. You are responsible for maintaining the confidentiality of any account credentials and for any activity that occurs under your account.
User Rights and Data Control
We respect your rights regarding your personal information. Depending on your jurisdiction and applicable privacy laws, you may have certain rights concerning the data we hold about you.
Access and Correction: You may request access to the personal information we have collected about you. If any information is inaccurate or incomplete, you may request that we correct or update it.
Deletion: You may request that we delete your personal information, subject to certain exceptions. We may retain certain information as required by law or for legitimate business purposes.
Opt-Out Rights: You may opt out of receiving marketing communications from us at any time by following the unsubscribe instructions in our emails or by contacting us directly. Please note that you may still receive transactional or service-related communications.
Exercising Your Rights: To exercise any of these rights, please contact us using the information provided at the end of this policy. We will respond to your request within a reasonable timeframe and in accordance with applicable law. We may need to verify your identity before processing certain requests.
Links to Other Websites
Our website may contain links to third-party websites, including the websites of our lending partners and other financial service providers. These external sites have their own privacy policies and practices, which may differ from ours.
We are not responsible for the privacy practices or content of third-party websites. When you leave our website and visit another site, we encourage you to read the privacy policy of that site before providing any personal information. The inclusion of a link on our website does not imply endorsement of the linked site or its practices.
Children’s Privacy
Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information without your consent, please contact us immediately.
Upon verification, we will take steps to delete such information from our records promptly. If we become aware that we have inadvertently collected personal information from a child, we will take appropriate measures to remove that information from our systems.
Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or for other operational reasons. When we make changes, we will revise the “Last Updated” date at the top of this policy.
We encourage you to review this Privacy Policy periodically to stay informed about how we collect, use, and protect your information. Your continued use of our website or services after any changes to this policy constitutes your acceptance of the updated terms.
For significant changes that materially affect how we handle your personal information, we may provide additional notice, such as posting a prominent announcement on our website or sending you a direct notification if we have your contact information on file.
Contact Information
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us using the information below. We are committed to addressing your inquiries and resolving any issues promptly.
BackHome Emergency Loans
Email: [email protected]
When contacting us about privacy matters, please provide sufficient information to help us understand and respond to your request. We will make every effort to address your concerns in a timely manner and in accordance with applicable privacy laws.